A Personal Financial Strategy can help answer these questions:

• How do I create a workable savings plan that I stick to?
• What goals should I set, and how much do I need to save to reach these goals?
• Are there products available that can provide guarantees against loss?
• What products can allow my money to grow but still enable me to have access to it without a penalty or being taxed?
• How much insurance do I need? What types of insurance should I consider?